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The Order of Operations

Three orders of the same three moves, run five years against your numbers. Facts about each order, never a ranking; the full walkthrough is on the tool page.

Order A: retirement at 5 years
Order B: retirement at 5 years
Order C: retirement at 5 years
Order A: interest paid
Order B: interest paid
Order C: interest paid
What your numbers show

Education, not advice. This shows the math on assumptions you control; it does not know your situation and does not recommend anything.

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