Roth IRA in 10 minutes (2026-04-29)

Location: Roth IRA in 10 minutes

What was wrong: Listed the 2026 IRA contribution limit as $7,000 ($8,000 for age 50+) and the Roth IRA single-filer phase-out range starting at $150,000.

What it now says: Updated to the correct 2026 figures: $7,500 IRA contribution limit, $1,100 catch-up for age 50+ (total $8,600), Roth IRA phase-out for single filers $153,000 to $168,000.

Why it was wrong and how it was caught: An external editorial review caught that the 2026 IRA limit had increased from $7,000 to $7,500, the first catch-up increase in years. Our lesson hadn’t been updated when the IRS published Notice 2025-67 in November 2025. We’ve also added inline source citations to the lesson and built a centralized 2026 reference data file so this kind of stale-figure error is much harder to repeat.

Primary source: IRS: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 (https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500)