Finance trivia: jumbo loans and the conforming loan limit (2026-06-20)

Location: Finance trivia: jumbo loans and the conforming loan limit

What was wrong: Gave the 2026 FHFA conforming loan limit as about $806,500 for most areas and up to roughly $1.21 million in high-cost areas.

What it now says: Corrected to the FHFA 2026 values for a one-unit property: a $832,750 baseline limit for most areas and a $1,249,125 ceiling in high-cost areas.

Why it was wrong and how it was caught: The figures shown for 2026 were actually the 2025 values. A current-year YMYL number was wrong and live, so we own it here. Caught during the Source Ledger figure audit on June 20, 2026; both figures now read from the centralized 2026 reference data file so the same stale-figure error is harder to repeat.

Primary source: FHFA Announces Conforming Loan Limit Values for 2026 (https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026)