Account aggregation.
In plain English
Account aggregation is the technology that gathers data from your checking, savings, credit card, loan, and investment accounts across different institutions and displays it together in a single app or dashboard. Budgeting and net-worth apps rely on it. It typically works through the same secure connections behind open banking, so you grant read access rather than share passwords. The benefit is a complete picture of your money without logging into a dozen sites; the caution is that one app now holds a map of your entire financial life, so its security and your ability to revoke access matter.
01Why it matters
Seeing every account in one view makes managing money far easier, but it also concentrates your financial data in one app, so choosing a trustworthy one matters.
02The math, step by step
You link your checking, two credit cards, and a retirement account to one app. Instead of four logins, aggregation shows your total balances and recent transactions on a single screen.
03What this is NOT
Account aggregation does NOT merge your accounts. Each account stays separate at its own institution; aggregation only displays their data together in one view.
04Receipts
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