ClearMoneySchool uses AI to help draft educational content. We are open about that, because trust matters more than the appearance of it.
How we use AI
Lessons, glossary entries, and Market Pulse articles are drafted with the help of AI tools. The AI helps us:
- Outline complex topics so they read clearly to a beginner.
- Suggest examples, analogies, and common pitfalls.
- Catch jargon we have stopped noticing.
- Draft faster so we can publish more, sooner.
How we do not use AI
- We do not publish AI drafts without human review. Every piece is read, fact-checked, and edited by Joseph Citizen before it goes live.
- We do not use AI to invent statistics, quotes, or citations. When we cite a number, it links to a primary source.
- We do not use AI to give personalized financial advice. ClearMoneySchool is education, not advice. Read our disclaimer.
- We do not use reader questions, emails, or any private information submitted to the site as input to train or fine-tune AI models.
Why we are telling you this
A lot of finance content on the internet is written by AI and pretends not to be. That is fine for entertainment. It is not fine for money education, where small mistakes compound into big ones. We are telling you up front so you can decide whether to trust what we publish.
If you ever spot something that looks wrong, email [email protected]. We read every message and we correct fast.
Editorial standards
Every published piece follows the same editorial process: outline, draft, fact-check against primary sources, and edit for clarity. Two different lines can appear on a page and they mean different things. “Edited by Joseph Citizen, Co-founder” means he edited and approved the version you are reading, and it is on every page because it is true of every page. A “Reviewed” date appears only where he read that specific page on that date, so most pages do not carry one. “Updated” is the date the content last changed, taken from our version history rather than typed by hand. Neither line means a credentialed review: the CFP and CPA seat is still open, and glossary entries awaiting a read say so on the page.