Terms of use

By using ClearMoneySchool, you agree to these terms. They are intentionally short. If anything here matters to your decision to use the site, read it carefully. For specific legal questions, talk to a lawyer. For finance questions, talk to a licensed advisor.

Education only

ClearMoneySchool provides general financial education. Nothing on the site is investment, tax, accounting, or legal advice. Nothing is a recommendation to buy or sell any specific security or financial product. Examples and calculator outputs are illustrative.

You are responsible for your own financial decisions. ClearMoneySchool and its team are not liable for losses, missed gains, taxes, penalties, or any other negative outcomes resulting from actions taken based on the content here.

Account and content

We may add account features in the future. When we do, you'll accept additional terms specific to those features. Until then, the site is read-only and free.

The lessons, articles, glossary, quizzes, calculators, worksheets, source code, designs, illustrations, and other content on ClearMoneySchool are the original work of ClearMoneySchool and its founder, and are protected by copyright and other applicable intellectual property laws. You may share links to pages on the site and quote short passages with clear attribution. You may not republish, resell, mirror, or redistribute substantial portions of the content without prior written permission.

Acceptable use

You agree not to: scrape, crawl, or harvest the site beyond what search engines need for indexing; attempt to disrupt service or bypass security controls; attempt to access non-public systems or administrative routes; submit fraudulent contact entries; or use the site to harass, defame, or harm others.

No AI training without permission

The text, code, illustrations, calculator logic, quiz content, lesson structure, and all other original material on ClearMoneySchool may not be used, in whole or in substantial part, to train, fine-tune, evaluate, or otherwise develop any artificial intelligence model, large language model, machine learning system, or competing educational product, by any party, without prior written permission from ClearMoneySchool. This restriction applies to direct training, distillation from outputs, dataset construction, retrieval-augmented generation systems that reproduce substantial content, and any equivalent or successor technique.

This is a contractual restriction on use of the site, separate from and in addition to any rights ClearMoneySchool holds under copyright law. Our robots.txt file additionally requests that AI training crawlers not access the site; ignoring that file does not grant a license to the content.

No warranties

The site is provided “as is” and “as available”. We do our best to keep it accurate, but financial information changes constantly. Specific dollar limits, tax rates, regulations, and product details mentioned in lessons may be out of date. Always verify current numbers directly with the relevant institution or your tax professional before acting.

Limitation of liability

To the maximum extent permitted by law, ClearMoneySchool's total liability for any claim arising from your use of the site is limited to the amount you have paid us in the prior 12 months (which, for free-tier users, is $0).

Changes to these terms

We may update these terms from time to time. Material changes will be announced via a banner on the site. Continued use after changes means you accept the updated terms.

Governing law

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law principles. Any disputes will be resolved in the state or federal courts located in Travis County, Texas.

Entity and mailing address

ClearMoneySchool is operated by Clear Money School LLC, a Texas limited liability company. Written notices can be sent to:

Contact

Questions about these terms? Email [email protected].