· Trust · Source Ledger
Every number, its source, and its date.
This page lists every tax, retirement, and benefit figure we cite, each one paired with the primary source it comes from and the date we last checked it against that source. It is our editorial standard for showing our work, so you can follow any number back to where it came from and check it yourself.
66
Figures listed
66
With a linked source
10
Primary sources
Most recently checked on July 17, 2026. Each figure below carries its own last-checked date, so this is the latest of those, not a claim that every figure was checked that day. When a source publishes an update, we update the figure and move its date with it.
Showing 66 of 66 figures
- 21.52%CreditAverage credit card APR, accounts assessed interest (Q1 2026, latest G.19)Applies to 2026Last checked Jun 18, 2026Board of Governors of the Federal Reserve System. Consumer Credit - G.19 (credit card accounts assessed interest; FRED series TERMCBCCINTNS)
- $2,000educationSavingsCoverdell ESA annual contribution limit, per beneficiary (IRC section 530, statutory)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Publication 970 (Tax Benefits for Education), Coverdell ESA contribution limits
- $5,250educationSavingsEmployer-provided educational assistance annual tax-free exclusion (IRC section 127, statutory)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Publication 970 (Tax Benefits for Education), Coverdell ESA contribution limits
- $20,000infoReportingForm 1099-K reporting threshold, third-party payment apps (over $20,000 AND more than 200 transactions)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Understanding Your Form 1099-K (reporting threshold)
- $250,000homeSaleHome-sale capital-gains exclusion, single filer (IRC Section 121, statutory)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Topic No. 701, Sale of Your Home (Section 121 exclusion)
- $500,000homeSaleHome-sale capital-gains exclusion, married filing jointly (IRC Section 121, statutory)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Topic No. 701, Sale of Your Home (Section 121 exclusion)
- $250,000depositInsuranceFDIC standard maximum deposit insurance amount, per depositor, per bank, per ownership categoryApplies to 2026Last checked Jun 20, 2026Federal Deposit Insurance Corporation. Deposit Insurance FAQs (standard maximum deposit insurance amount)
- $10,000savingsBondsSeries I savings bond annual electronic purchase limit, per person (TreasuryDirect)Applies to 2026Last checked Jun 20, 2026U.S. Department of the Treasury, TreasuryDirect. Series I Savings Bonds (annual purchase limit)
- $1,736medicareMedicare Part A inpatient hospital deductible, per benefit periodApplies to 2026Last checked Jun 20, 2026Centers for Medicare & Medicaid Services. Medicare Deductible, Coinsurance & Premium Rates: CY 2026 Update (MLN Matters CR 14279)
- $434medicareMedicare Part A daily coinsurance, hospital days 61 to 90Applies to 2026Last checked Jun 20, 2026Centers for Medicare & Medicaid Services. Medicare Deductible, Coinsurance & Premium Rates: CY 2026 Update (MLN Matters CR 14279)
- $868medicareMedicare Part A daily coinsurance, lifetime reserve days 91 to 150Applies to 2026Last checked Jun 20, 2026Centers for Medicare & Medicaid Services. Medicare Deductible, Coinsurance & Premium Rates: CY 2026 Update (MLN Matters CR 14279)
- $283medicareMedicare Part B annual deductibleApplies to 2026Last checked Jun 20, 2026Centers for Medicare & Medicaid Services. Medicare Deductible, Coinsurance & Premium Rates: CY 2026 Update (MLN Matters CR 14279)
- $832,750conformingLoanBaseline conforming loan limit, one-unit property (FHFA, most areas)Applies to 2026Last checked Jun 20, 2026Federal Housing Finance Agency. FHFA Announces Conforming Loan Limit Values for 2026
- $1,249,125conformingLoanHigh-cost-area conforming loan limit ceiling, one-unit property (FHFA, 150% of baseline)Applies to 2026Last checked Jun 20, 2026Federal Housing Finance Agency. FHFA Announces Conforming Loan Limit Values for 2026
- $40,400saltDeductionSALT deduction cap, 2026 (married filing separately $20,200; phases down above $505,000 MAGI to a $10,000 floor)Applies to 2026Last checked Jun 21, 2026Office of the Law Revision Counsel, U.S. House of Representatives. 26 U.S.C. 164(b)(7), applicable limitation amount for state and local taxes ($40,400 for 2026), as amended by the One Big Beautiful Bill Act (Pub. L. 119-21)What it was before: $10,000 (TCJA floor, before 2025), $40,000 (2025)
- $7,500Retirement (IRA)IRA contribution limit (combined Roth + Traditional)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500What it was before: $7,000 (2025)
- $1,100Retirement (IRA)IRA catch-up contribution (age 50+)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Notice 2025-67: 2026 Amounts Relating to Retirement Plans and IRAs
- $8,600Retirement (IRA)Total IRA contribution age 50+ ($7,500 + $1,100 catch-up)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $153,000-$168,000Retirement (IRA)Roth IRA phase-out range (single, head of household)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $242,000-$252,000Retirement (IRA)Roth IRA phase-out range (married filing jointly)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $81,000-$91,000Retirement (IRA)Traditional IRA deduction phase-out (single, covered by workplace plan)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $129,000-$149,000Retirement (IRA)Traditional IRA deduction phase-out (MFJ, contributor covered by workplace plan)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $24,500Retirement (workplace plan)401(k), 403(b), 457(b), TSP employee elective deferral limitApplies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $8,000Retirement (workplace plan)Standard catch-up contribution (age 50-59 or 64+)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $32,500Retirement (workplace plan)Total 401(k) age 50-59 / 64+ ($24,500 + $8,000 catch-up)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $11,250Retirement (workplace plan)Super catch-up contribution (age 60-63 only, SECURE 2.0)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Notice 2025-67: 2026 Amounts Relating to Retirement Plans and IRAs
- $35,750Retirement (workplace plan)Total 401(k) age 60-63 ($24,500 + $11,250 super catch-up)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Notice 2025-67: 2026 Amounts Relating to Retirement Plans and IRAs
- $72,000Retirement (workplace plan)Total 401(k) annual additions limit, employee + employer + after-tax (IRC section 415(c)(1)(A))Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Notice 2025-67: 2026 Amounts Relating to Retirement Plans and IRAs
- $150,000Retirement (workplace plan)Wage threshold above which catch-up contributions must be Roth (SECURE 2.0)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Notice 2025-67: 2026 Amounts Relating to Retirement Plans and IRAs
- $17,000Retirement (SIMPLE IRA)SIMPLE IRA / SIMPLE 401(k) salary reduction limitApplies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $18,100Retirement (SIMPLE IRA)Enhanced SIMPLE limit (small employers <25 employees)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- $4,400Health Savings AccountHSA contribution limit (self-only HDHP coverage)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $8,750Health Savings AccountHSA contribution limit (family HDHP coverage)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $1,000Health Savings AccountHSA catch-up contribution (age 55+, unchanged for years)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $1,700Health Savings AccountHDHP minimum annual deductible (self-only)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $3,400Health Savings AccountHDHP minimum annual deductible (family)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $8,500Health Savings AccountHDHP maximum annual out-of-pocket (self-only)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $17,000Health Savings AccountHDHP maximum annual out-of-pocket (family)Applies to 2026Last checked Jun 20, 2026Internal Revenue Service. Revenue Procedure 2025-19 (HSA inflation-adjusted amounts for 2026)
- $16,100Standard deductionStandard deduction (single, married filing separately)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. IRS releases tax inflation adjustments for tax year 2026
- $32,200Standard deductionStandard deduction (married filing jointly, surviving spouse)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. IRS releases tax inflation adjustments for tax year 2026
- $24,150Standard deductionStandard deduction (head of household)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. IRS releases tax inflation adjustments for tax year 2026
- $2,050Standard deductionAdditional standard deduction (age 65+, single)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $1,650Standard deductionAdditional standard deduction (age 65+, MFJ, per qualifying spouse)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $90,100Alternative Minimum TaxAMT exemption (single, head of household)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $140,200Alternative Minimum TaxAMT exemption (married filing jointly, qualifying surviving spouse)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $70,100Alternative Minimum TaxAMT exemption (married filing separately)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $500,000Alternative Minimum TaxAMT exemption phase-out begins (single, head of household)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $1,000,000Alternative Minimum TaxAMT exemption phase-out begins (married filing jointly)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $3,400Flexible Spending AccountHealth FSA voluntary employee salary reduction limitApplies to 2026Last checked Jun 21, 2026Internal Revenue Service. IRS releases tax inflation adjustments for tax year 2026
- $680Flexible Spending AccountMaximum FSA carryover amount (for plans permitting carryover)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. IRS releases tax inflation adjustments for tax year 2026
- $7,500Flexible Spending AccountDependent Care FSA exclusion limit (single or married filing jointly)Applies to 2026Last checked Jul 17, 2026Internal Revenue Service. Publication 15-B (2026), Employer's Tax Guide to Fringe Benefits, Dependent care assistance exclusionWhat it was before: $5,000 (before 2026)
- $3,750Flexible Spending AccountDependent Care FSA exclusion limit (married filing separately)Applies to 2026Last checked Jul 17, 2026Internal Revenue Service. Publication 15-B (2026), Employer's Tax Guide to Fringe Benefits, Dependent care assistance exclusionWhat it was before: $2,500 (before 2026)
- 2.8%Social Security and FICACost-of-Living Adjustment for benefits paid in 2026Applies to 2026Last checked Jun 21, 2026Social Security Administration (Federal Register, via GPO govinfo). Cost-of-Living Increase and Other Determinations for 2026 (SSA notice, 90 FR; 2.8 percent COLA, $184,500 OASDI base)
- $4,152Social Security and FICAMaximum monthly benefit at Full Retirement Age (worker retiring 2026)Applies to 2026Last checked Jun 21, 2026Social Security Administration. 2026 Social Security Changes (maximum benefit at full retirement age)
- 1.45%Social Security and FICAMedicare tax rate, employee portion (no wage base limit)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Topic No. 751, Social Security and Medicare Withholding Rates
- 0.9%Social Security and FICAAdditional Medicare tax (wages above $200K single / $250K MFJ; employee only)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Topic No. 751, Social Security and Medicare Withholding Rates
- 7.65%Social Security and FICATotal FICA rate, employee portion (6.2% SS + 1.45% Medicare)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Topic No. 751, Social Security and Medicare Withholding Rates
- $15,000,000Estate and giftFederal estate tax basic exclusion amount per individual (made permanent by OBBBA)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. IRS releases tax inflation adjustments for tax year 2026
- $19,000Estate and giftAnnual gift tax exclusion per recipient (Rev. Proc. 2025-32 Sec. 4.42; unchanged from 2025)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $1,350Kiddie taxKiddie tax: first $1,350 of a child's unearned income is offset by the standard deduction (Rev. Proc. 2025-32 Sec. 4.02)Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Revenue Procedure 2025-32 (2026 inflation-adjusted tax items)
- $2,700Kiddie taxKiddie tax: unearned income above $2,700 (twice the $1,350 dependent standard deduction) is taxed at the parents' marginal rate via Form 8615Applies to 2026Last checked Jun 21, 2026Internal Revenue Service. Topic No. 553, Tax on a Child's Investment and Other Unearned Income (Kiddie Tax); $2,700 threshold
What this page is. A list that maps each cited figure to its primary source and the date we last checked it. It reads directly from the figures the site uses, so a number here is the same number a lesson or tool shows.
What it is not. This is not a claim that every figure is correct or up to date, and it is not a record of corrections. Figures change, and a source can publish a new value after our last check. Confirm any number against its linked primary source before you rely on it. When we find an error, the fix and the reason are logged on the errata page.
Education only. Nothing here is investment, tax, or legal advice.
Some figures are held off this page on purpose: volatile items still awaiting a confirmed effective date are not listed until their primary source is pinned. The counts above reflect only what is currently listed.