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Economy
Term 196 of 1030
1 min readTwo voicesEconomy

Consumer confidence.

A survey-based gauge of how optimistic households feel about the economy and their finances, watched because mood can shape spending.
Verified July 2026 · Source: The Conference Board
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Consumer confidence
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In plain English

Consumer confidence is a survey measure of how households feel about current and future economic conditions and their own finances. Widely followed versions include the Conference Board's Consumer Confidence Index and the University of Michigan's consumer sentiment survey. It matters because feelings feed behavior: when people feel secure they spend and borrow more, and when they feel worried they pull back and save, and consumer spending is the largest part of the economy. It is a read on mood and expectations, not a hard tally of dollars spent.

Most useful ages
20 to 70

01Why it matters

Because household spending drives so much of the economy, a swing in confidence can foreshadow a change in spending, so analysts treat these surveys as a forward-looking clue rather than a record of what already happened.

02The math, step by step

If a confidence survey drops sharply, it suggests households are turning cautious, which can precede softer retail sales as people delay big purchases. A jump the other way can hint at stronger spending ahead. The survey reads intentions and mood, not receipts.

03What this is NOT

Do not confuse with Actual spending data

It is not a measure of money spent. Consumer confidence captures how people feel and what they expect. Reported feelings do not always translate into matching behavior, so it is a sentiment signal, not a spending total.

04Receipts

Every figure on this page is sourced to a primary document. Tap to open the original.

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Last reviewed July 15, 2026 · Reviewer Joseph Citizen, Founder