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Economy
Term 390 of 1030
1 min readTwo voicesEconomy

Fiscal policy.

How the government uses taxing and spending to steer the economy, the counterpart to the Fed's monetary policy of interest rates.
Verified July 2026 · Source: U.S. Treasury
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In plain English

Fiscal policy is the government's use of taxes and spending to influence the economy. When it wants to boost activity, it can cut taxes or spend more, putting money into the economy; when it wants to cool things or shrink deficits, it can raise taxes or spend less. This is set by Congress and the president through the budget, which makes it the counterpart to monetary policy, the interest-rate and money-supply tools run by the Federal Reserve. The two can pull together or against each other.

Most useful ages
18 to 70

01Why it matters

Fiscal policy shapes taxes, benefits, and the deficit, so it reaches your paycheck and the broader economy directly, and knowing it is separate from the Fed clarifies who controls which lever.

02The math, step by step

In a downturn, a government might send out tax rebates or fund public projects to lift spending and hiring. In better times, it might let those measures expire or raise taxes to bring the deficit down. Each is fiscal policy: a taxing or spending choice aimed at the economy.

03What this is NOT

Do not confuse with Monetary policy

It is not what the Federal Reserve does. The Fed runs monetary policy (interest rates, money supply). Fiscal policy is Congress and the president using taxes and spending. Different institutions, different tools, often confused.

04Receipts

Every figure on this page is sourced to a primary document. Tap to open the original.

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Last reviewed July 15, 2026 · Reviewer Joseph Citizen, Founder