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Term 434 of 1030
1 min readTwo voicesBanking

Government imposter scam.

A scam where someone claims to be from the IRS, Social Security, or another agency, threatening penalties unless you pay immediately.
Verified July 2026 · Source: FTC
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Government imposter scam
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In plain English

A government imposter scam is an imposter scam in which the caller claims to be from a government agency, the IRS, the Social Security Administration, Medicare, or law enforcement. The pitch usually involves a threat, unpaid taxes, a suspended Social Security number, a warrant, and a demand to pay at once by gift card, wire, or payment app to make it go away. Real agencies do not operate this way: they do not call to demand immediate payment by those methods, do not threaten instant arrest over the phone, and generally initiate contact by mail. Knowing how real agencies actually work is the clearest defense.

Most useful ages
18 to 90

01Why it matters

The authority of a government agency plus the fear of arrest or lost benefits is a powerful lever, so knowing that real agencies never demand gift-card or wire payment over the phone lets you recognize the scam immediately.

02The math, step by step

A caller says you owe back taxes or your Social Security number has been suspended, and unless you pay right now with gift cards you will be arrested. Real agencies do not call to demand gift-card payment or threaten immediate arrest; that combination is the scam, and hanging up is safe.

03What this is NOT

Do not confuse with A real agency contacting you

It is not how agencies operate. The IRS and Social Security do not phone to demand instant payment by gift card or wire, do not threaten on-the-spot arrest, and usually reach you first by mail. Those demands are the definition of the scam.

04Receipts

Every figure on this page is sourced to a primary document. Tap to open the original.

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Last reviewed July 15, 2026 · Reviewer Joseph Citizen, Founder