Skip to main content
Education only. ClearMoneySchool does not provide individualized investment, tax, or legal advice. Why we don't give advice →
S&P 5007000.00+0.50%NASDAQ 10025,000+0.50%DOW45,000+0.50%RUSSELL 20002400.00+0.50%VIX15.00+0.50%GOLD$3500.00+0.50%SILVER$40.00+0.50%BITCOIN$100,000+0.50%
Live · 60s
8 indices tracked · Quotes may be delayed up to 15 minutes
← Investing
Term 056 of 1419
▤1 min read★Investing

Algorithmic trading.

Trading run by computer programs that decide timing, size, and price from preset rules instead of a person clicking buy and sell.

In plain English

Algorithmic trading uses coded instructions to place and manage orders, ranging from a simple scheduled buy to models that react to live market data. The most common use is not speculation but execution, breaking a large order into small pieces so it does not move the price against the buyer. Common execution algorithms target a volume-weighted average price or spread an order evenly through the day. Other algorithms implement strategies, trading on statistical relationships or on signals derived from data. The technology sets the discipline in advance, but a badly specified rule executes just as reliably as a good one.

Most useful ages
21 to 60

01Why it matters

Most of the volume moving prices during the day is following rules rather than reading the news, which is part of why prices can move sharply with no headline attached.

02The math, step by step

Say a fund must buy 500,000 shares of a stock that trades 2 million shares a day. A volume-weighted algorithm might buy 5,000 shares every few minutes, targeting about 25 percent of volume, so the order fills across the session instead of spiking the price at once.

Illustrative example. The amounts here are hypothetical, chosen to show how the math works, not real quoted rates or figures.

03What this is NOT

Do not confuse with High-frequency trading

It is a broader category. All high-frequency trading is algorithmic, but most algorithmic trading is not fast. A pension fund's day-long execution algorithm and a microsecond market-making engine are both algorithmic and have almost nothing else in common.

Found a mistake?
We log every correction on our public errata page.
Report it →
The Decoderby ClearMoneySchool

Plain-English answers from our glossary. Receipts included. Never advice.

Educational tool. Answers come only from ClearMoneySchool's published glossary and are not advice. Why we never give advice

Last updated August 23, 2026 · Drafted with AI assistance, not yet reviewed by a person