Ten standards. Every one is running.

We show what a money choice really costs by putting it in dollars over time, not just a rate or a percentage. A recurring spend becomes the amount it could have grown to if invested instead. You can run any number yourself and see the math behind it.

Every tax, retirement, and benefit figure we cite is listed with the primary source it comes from and the date we last checked it. The Source Ledger is the full list, read live from the same figures the rest of the site uses. You can follow any number back to the document that issued it.

When we get a number wrong, we log the fix in public: what was wrong, what is now correct, and when we changed it. We do not silently edit and pretend it never happened. There is even a feed you can subscribe to, so the corrections come to you.

We write for a smart adult who was simply never taught this, and we keep a banned-words list to hold ourselves to it. No hype, no jargon for its own sake, no motivational-poster lines. If a sentence needs a finance degree to parse, it does not ship.

A number on this site is not a bare figure; it is a receipt you can open. Tap one and it shows where it came from, the date we last checked it, and, when we can prove it, what it used to be. It is the citation as an object, not a link buried in a footnote.

When a law or an IRS document changes a figure we cite, we record it: what changed, the document that changed it, and which of our pages updated because of it. No forecasts and no opinions on what it means for markets. An entry that cannot name its governing document does not appear.

You can put one of our verified figures on your own page with a single iframe. The widget shows the current value, its source, and the date we checked it, and it updates when we update the number. It runs in a sandboxed frame, loads no scripts onto your page, and collects nothing.

Common money questions, answered in about three sentences each, where every dollar amount and rate is a live figure you can open to its source. They state the rule plainly and stop there; they do not tell you what to do. It is the fastest honest answer we can give, with the receipts attached.

Reading a financial article, a report, or a disclosure and hit a wall of jargon? Paste the paragraph and we surface the terms in it that we have a plain-English definition for. It runs entirely in your browser; nothing you paste is uploaded. It is for published text, not personal documents.

Money figures go out of date quietly. Enter one you have seen and we check it against our registry: current, an older value we have since updated, or not a figure we track. It reports what the registry says and shows the receipt; it does not give advice.