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What these mean →

· Trust · The Living Receipt

Every number is a receipt.

Every tax, retirement, and benefit figure on this site is a receipt you can open. Tap one and it shows where the number comes from, the date we last checked it against that source, and, when the number has changed, what it used to be. This page is a place to see that up close.

Figures on this page verified within the last 29 days.

How to read a receipt

  • Last checked. The date we last verified the value against its source.
  • Source. The issuer document, linked so you can read it yourself.
  • What changed it. The law or IRS document that set the current value, when we know it.
  • What it was before. The prior value and the period it applied, when we can prove it.

Figures that recently changed

Each of these has a provable prior value, so its receipt shows what it used to be and the document that changed it.

IRA contribution limit (combined Roth + Traditional)
$7,500
$7,500
IRA contribution limit (combined Roth + Traditional)
Last checked
Jun 20, 2026
What changed it
IRS annual inflation adjustment (Notice 2025-67)
What it was before
  • $7,0002025
SALT deduction cap, 2026 (married filing separately $20,200; phases down above $505,000 MAGI to a $10,000 floor)
$40,400
$40,400
SALT deduction cap, 2026 (married filing separately $20,200; phases down above $505,000 MAGI to a $10,000 floor)
Last checked
Jul 18, 2026
What changed it
One Big Beautiful Bill Act (Pub. L. 119-21)
What it was before
  • $40,0002025
  • $10,000TCJA floor, before 2025
Dependent Care FSA exclusion limit (single or married filing jointly)
$7,500
$7,500
Dependent Care FSA exclusion limit (single or married filing jointly)
Last checked
Jul 17, 2026
What changed it
One Big Beautiful Bill Act (Pub. L. 119-21)
What it was before
  • $5,000before 2026

More tracked figures

These carry their source and checked date. A receipt with no prior on file shows the source and the date and nothing invented.

401(k), 403(b), 457(b), TSP employee elective deferral limit
$24,500
$24,500
401(k), 403(b), 457(b), TSP employee elective deferral limit
Last checked
Jun 20, 2026
HSA contribution limit (family HDHP coverage)
$8,750
$8,750
HSA contribution limit (family HDHP coverage)
Last checked
Jun 20, 2026
Standard deduction (married filing jointly, surviving spouse)
$32,200
$32,200
Standard deduction (married filing jointly, surviving spouse)
Last checked
Jun 21, 2026
Social Security wage base (maximum taxable earnings, OASDI)
$184,500
$184,500
Social Security wage base (maximum taxable earnings, OASDI)
Last checked
Jun 21, 2026
Federal estate tax basic exclusion amount per individual (made permanent by OBBBA)
$15,000,000
$15,000,000
Federal estate tax basic exclusion amount per individual (made permanent by OBBBA)
Last checked
Jun 21, 2026

What this page is. A close look at the receipts that sit behind our numbers. The full list of every cited figure lives on the Source Ledger, and every figure correction is logged on errata and, when a law drove it, on what changed.

What it is not. A receipt is not a promise that a figure is still current the moment you read it. A source can publish a new value after our last check. The checked date is exactly that, a date, so confirm any number against its linked source before you rely on it.

Education only. Nothing here is investment, tax, or legal advice.

The figures shown here were most recently checked on July 17, 2026. Each receipt carries its own date, so this is the latest of those.