Deed.
In plain English
A deed is the signed legal document that moves ownership of land or a home from the seller (the grantor) to the buyer (the grantee). It names the parties, describes the property, and is signed and notarized, then filed with the county recorder so the transfer is part of the public record. A warranty deed promises the seller actually owns the property free of hidden claims, while a quitclaim deed transfers only whatever interest the seller has, with no promises. The deed is not the same thing as the title, which is the legal concept of ownership the deed proves.
01Why it matters
If the deed is wrong or never recorded, you can run into trouble selling, refinancing, or proving the home is yours, sometimes years later.
02The math, step by step
At closing, you sign the loan papers and the seller signs a deed transferring the house to you. The closing agent records that deed with the county for a recording fee, often around $50 to $150 depending on your area. Once it is recorded, the public record shows you as the owner.
03What this is NOT
A deed is a piece of paper that transfers ownership. Title is the legal right of ownership itself. You hold title; the deed is the evidence that you got it.
04Receipts
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Plain-English answers from our glossary. Receipts included. Never advice.
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