Your first 401(k) statement.
Make sense of the statement, find the match, and see what the fees take.
What this guide is NOT
This is not advice about your contribution rate, your investments, or your plan. Your plan documents and your plan administrator govern. This guide explains what the statement shows.
Most useful the first quarter a statement shows up and the numbers mean nothing.
0 of 4Steps done
First stepWhat to fund first with each paycheckProgress is saved in this browser only. Nothing is sent to us.
Start- 1Step 1, lessonWhat to fund first with each paycheck
Why the employer match is step one.
- 2Step 2, lessonThe expense ratio: the silent fee that destroys returns
What the fund fees on the statement cost over time.
- 3Step 3, lessonRoth IRA vs. Traditional IRA
Pre-tax or after-tax, and what each one changes.
- 4Step 4, toolRetirement Reality Check
A free Monte Carlo simulator. Run your retirement plan 1,000 times against different market histories and see the full range of outcomes.
After this guide
The guides do not replace the path. When you want the whole picture in order, Start here is seven lessons, about 32 minutes.