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Your first paycheck.

Read your first paystub line by line, then decide what to do with what is left.

What this guide is NOT

This is not advice about what to do with your money, and it is not tax advice. Your paystub and your employer's payroll team are the authority on your actual numbers. This guide explains what the lines mean.

Most useful in your first week at a new job, or the first time a paystub confuses you.

0 of 4Steps done
Start
  1. 1

    The order each dollar of the paycheck goes in.

  2. 2

    Where the paycheck lands, and where the part you keep sits.

  3. 3

    What's actually left after federal, state, and FICA withholdings.

  4. 4
    Step 4, termsMarginal tax rate

    Why a raise does not push all of your pay into a higher bracket.

After this guide

The guides do not replace the path. When you want the whole picture in order, Start here is seven lessons, about 32 minutes.